ARM Mortgage or Fixed Rate Mortgage – Which is Right for You?

Posted by David VanDerwerker // May 22, 2017

When you are looking at obtaining a mortgage one of your decisions will be in you want to have a fixed rate mortgage or an adjustable rate mortgage (ARM). There are pros and cons to both mortgage types. Understanding what they are is the first step towards choosing which one is the best fit for […]

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Online Saratoga Real Estate Auctions – How to Get the Edge

Posted by David VanDerwerker // May 8, 2017

The numbers of Saratoga homes that are being sold via online Saratoga real estate auctions is growing. It can be a way to guarantee you a sale as the seller or help you achieve that great deal as a buyer. Online Saratoga real estate auctions are different than just simply making an offer and some […]

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How to Start Your Albany Home Buying Experience

Posted by David VanDerwerker // April 24, 2017

Congratulations, you are ready to purchase your first Albany home. You might be ready to jump in to the Albany home buying process and start comparing houses on the market, and while they are readily available to look at online, there are other considerations that need to be made throughout the process. The Albany home […]

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Understanding Schenectady Real Estate Investment Returns

Posted by David VanDerwerker // April 10, 2017

Many times when people decide to start investing in Schenectady real estate they have big hopes of seeing great real estate investment returns. Some people look at the investment the same as they do other types of investments. However, Schenectady real estate differs from other investments by having four ways to see a return of […]

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Determine a Budget When Buying an Albany House

Posted by David VanDerwerker // March 27, 2017

If you have decided that the time has come for buying an Albany house, there are so many exciting considerations that are most likely running through your head. Buyers spend plenty of time each day thinking of what their dream house will be like and all the benefits they will be able to take advantage […]

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Understanding Mortgage Interest

Posted by David VanDerwerker // March 13, 2017

Chances are that you have seen the commercials about the ads to help lower the interest on your mortgage. You may wonder if the work is worth the hassle. What is mortgage interest anyway? When you are obtaining a mortgage to purchase a home a lender provides you the money up front that allows you […]

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What Saratoga Home Inspection Issues are Deal Breakers?

Posted by David VanDerwerker // February 27, 2017

If you have never been through a Saratoga home inspection before be warned: there are almost always issues that are found. Home inspections before listing a Saratoga house can help sellers to know what issues to address before buyers find them. A home inspection also helps buyers find out about any potential problems with a […]

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Strategies to Receive Your Schenectady Asking Price

Posted by David VanDerwerker // February 13, 2017

Every Schenectady home seller dreams of being able to sell their house for the top dollar of their asking price. The truth is no seller wants to sell their house below market value. The reality is that offers that are above the asking price on your home are not usually just going to roll in. […]

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5 Credit Card Mistakes to Avoid

Posted by David VanDerwerker // January 30, 2017

If you are looking to buy a house or rent an apartment your credit score will play a major role. A good credit score will not only make or break your chance at getting approved, but also play a major role in determining what type of interest rate you will receive. Improve your chances of […]

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Tips for Finding Good Albany Rental Tenants

Posted by David VanDerwerker // January 16, 2017

One of the biggest fears that people have about investing in Albany rental properties is “what if my tenant is bad”? This is a legitimate concern, but taking the time to properly screen Albany rental tenants will give you a much better chance of avoiding those bad rental tenants and getting a good one to […]

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